Our Services - Investment Advisory
Institutional Thinking for Individual Investors
We believe that individuals and families with significant wealth can benefit from the rigor and sophistication that typically characterize institutional portfolio management. Our approach to managing client assets is rooted in the following core strengths:
Deep understanding. Before we invest any money, we determine a client’s goals, tolerance for risk, and time horizon. We measure these factors against our extensive knowledge of investments. Only then do we consider asset allocation and diversification.
Disciplined portfolio construction. Based on the specifics of each client’s situation, we provide exposure to an appropriate mix of traditional and nontraditional assets. We also seek to provide diversification within each asset class—across sectors, industries, and countries.
Rigorous oversight. When implementing a client’s investment strategy, we use a conservative approach to selecting stocks, bonds and fund investments, selecting those who meet the objectives established for the client. Once the appropriate securities have been chosen, we provide ongoing oversight and make changes as necessary.
EDU – Retirement Income (2 mins)
Growth Account (GRO)
A long only, multi-asset approach, whereby stocks, mutual funds and exchange traded funds (ETFs) are purchased and sold on a discretionary basis for a client. This approach is generally best suited for clients with a long term approach and a tolerance for high volatility.
Fixed Income Account (FI)
For clients with a need to control volatility through the ownership of more conservative investments or with a need for current income, we offer a customized portfolio of taxable and municipal bonds, preferred stocks, mutual funds and exchange traded funds (ETFs) which we manage on a discretionary basis for a client. Our emphasis is on income generation and yield curve management
Unified Managed Account (UMA)
A multi-asset, multi-strategy approach where the client directs investment strategy while working directly with their Partner on an ongoing basis. This is primarily geared to the client who wants a “full service broker” experience, but with truly unbiased and objective advice. Important: We maintain discretion to execute and, under certain circumstances, act to modify strategy
Risk Model Portfolios (CUS)
A long-only portfolio combining ETFs, mutual funds and individual stocks. This unique portfolio is managed to follow a model based on one of the Bradley & Company risk based models. It’s best suited for IRAs and other, non-taxable accounts or taxable accounts where capital gains taxes are not a major consideration.
Exchange Traded Fund (ETF) / Mutual Fund Portfolios
For several reasons, mutual funds may be the only appropriate or available investment for a specific account. This strategy is generally applied to client’s employer sponsored retirement plans or sub-accounts where the assets are not sufficient to make investing in ETFs advisable. A risk-based asset allocation model is implemented and we select the funds in the plan or on a brokerage platform.
Why Our CFA Credential Matters
Today’s financial markets demonstrate the importance of having reliable evidence of your financial adviser’s integrity, experience, and commitment. Among the credentials that financial professionals may hold, none are more highly regarded than or as rigorously focused on investment knowledge as the Chartered Financial Analyst® designation
Ethics are a core component of the curriculum that leads to the CFA designation. Every CFA charterholder is required to annually sign a statement declaring adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
Knowledge and Experience
Every CFA charterholder has at least four years of industry experience and has passed 18 hours of rigorous examinations on subjects that include investment tools, asset valuation, portfolio management, and the application of ethical and professional standards.
The CFA charter has become the global professional investment credential. There are CFA charterholders in more than 130 countries, with increasing demand worldwide for the CFA program.
The Economist has called the CFA credential the “gold standard” of the investment industry. Respect for the program’s professional standards has made the CFA designation the mark of distinction for investment professionals worldwide.
Learn more at CFAInstitute.org